What is "Successful Retirement"?
of us in terms of specifics, and will probably evolve over time. However, there are a number of
common factors that affect just about everyone's view of whether his or her retirement is satisfying
Staying Engaged With Life - People who study successful aging and retirement tell us that using
our minds and bodies, and interacting with others are keys to a happy and healthy retirement life.
Yes, good genes and money help too, but we can’t pick our ancestors and our financial situation
is whatever we have made it. The focus of The Successful Retirement Guide is to assist you in
identifying activities that will help you remain engaged intellectually, socially and physically.
Positive Attitude - Retirement brings many changes and we need to be able to adjust to them and
control them to the extent to which we are able. Beyond the transition from full-time employment,
over time there will likely be changes in finances, health, relationships, housing and other aspects
of life. A positive attitude can help us take advantage of opportunities and "roll with the punches" if
We can support a positive attitude by planning what we are going to accomplish in retirement and not
just letting things happen to us. Your work life brought you opportunities for accomplishment, status,
productivity, structure and companionship. Developing activities in retirement to keep you engaged
in a similar fashion will help support your sense of purpose and positive attitude.
Healthy Mind and Body - There are hundreds of activities to help us keep our minds and bodies
sound and supportive of an engaged lifestyle. We are what we do. If we simply "veg out" that's what
we will turn into. Successful retirees strive to live each day to the fullest, exercise their minds and
bodies and challenge themselves to continue to learn and grow personally. The Successful
Retirement Guide can help you identify activities that are right for you.
Supportive Social and Family Network - While the extent of desire to be with others will vary by
individual, the sharing of our lives and experiences is a basic human need. While you were working
you had a "built-in" social network in the workplace. In retirement, if you are like most of us you still
have friends and family that were not associated with the workplace, but we may need to supplement
those groups with new friends and acquaintances. There are many ways to do this, e.g., by taking
classes, part-time work, volunteering, associations and the like. And it remains important to find ways to
nurture and celebrate the relationships you already have in place.
Financial Comfort - Financial comfort means that the lifestyle you choose to live can be accomplished
with the financial resources available to you. If financial comfort does not exist you need to adjust
either your lifestyle or your resources. If you don't make an adjustment when one is needed, the
result will be stress which is one of the great destroyers of successful retirements. The Successful
Retirement Guide does not give financial advice but it can help you identify activities to keep you
intellectually, socially and physically engaged with life whatever your financial resources.